{"id":1861,"date":"2016-02-29T19:43:30","date_gmt":"2016-02-29T19:43:30","guid":{"rendered":"http:\/\/thehoneybeehomes.com\/home\/?p=1861"},"modified":"2016-02-29T19:43:30","modified_gmt":"2016-02-29T19:43:30","slug":"3-services-you-should-shop-around-for-when-buying-a-house","status":"publish","type":"post","link":"https:\/\/thehoneybeehomes.com\/home\/3-services-you-should-shop-around-for-when-buying-a-house\/","title":{"rendered":"3 Services You Should Shop Around For When Buying a House"},"content":{"rendered":"<p><a href=\"http:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2016\/02\/Viewer.jpg\" rel=\"attachment wp-att-1868\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-1868\" src=\"http:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2016\/02\/Viewer-300x200.jpg\" alt=\"Viewer\" width=\"300\" height=\"200\" srcset=\"https:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2016\/02\/Viewer-300x200.jpg 300w, https:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2016\/02\/Viewer-768x512.jpg 768w, https:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2016\/02\/Viewer-1024x683.jpg 1024w, https:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2016\/02\/Viewer.jpg 1200w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a>Buying a house can be overwhelming. \u00a0There are dozens of essential steps, and you will have to hire multiple professionals to complete the process. \u00a0With all of the details involved, it&#8217;s very easy to throw your hands in the air, and just accept whoever your Realtor (or your uncle Bob) recommends.<\/p>\n<p>However, you can lose a lot of money this way!<\/p>\n<p>While they may be suggesting top-notch professionals, it&#8217;s hard to know for sure until you shop around a little bit. \u00a0We are NOT recommending that you automatically choose the cheapest option. \u00a0However, if you compare and contrast several people in the same industry, it can help you make a great decision about who to work with.<\/p>\n<p>So what companies should you shop around for?<\/p>\n<p><strong>1. \u00a0Mortgage Companies<\/strong><\/p>\n<p>There are many, many mortgage companies in Grand Rapids. \u00a0These vary from small operations to large conglomerates, and include banks, credit unions, and independent organizations.\u00a0 Don&#8217;t be afraid to talk to a few, and find the right fit for you!<!--more--><\/p>\n<p><a href=\"http:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2016\/02\/Money.jpg\" rel=\"attachment wp-att-1866\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-1866\" src=\"http:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2016\/02\/Money-300x199.jpg\" alt=\"Money\" width=\"300\" height=\"199\" srcset=\"https:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2016\/02\/Money-300x199.jpg 300w, https:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2016\/02\/Money-768x510.jpg 768w, https:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2016\/02\/Money.jpg 770w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a>Different companies will\u00a0offer you different interest rates, origination fees, and levels of personal service. \u00a0Most operate on standards from Fannie Mae and Freddie Mac, and many will end up packaging your loan and selling it to another institution. \u00a0This is not necessarily a bad thing, but you should understand the complete process as you apply for a loan. \u00a0After all, this is a big commitment &#8211; make sure you&#8217;re working with great people!<\/p>\n<p>Mortgage companies\u00a0provide a valuable service. \u00a0They also make a lot of money from qualified homeowners,\u00a0so they may compete for your business if you are financially stable. \u00a0Get multiple quotes when possible.<\/p>\n<p>Also, if you&#8217;re looking into different types of mortgages, such as FHA, VA, or RD loans, make sure your lender is qualified and experienced in that transaction type. \u00a0You want the process to be as smooth as possible.<\/p>\n<p><strong><a href=\"http:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2016\/02\/2014-12-Life-of-Pix-free-stock-photos-hammer-man-building-tools-leeroy.jpg\" rel=\"attachment wp-att-1865\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-1865\" src=\"http:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2016\/02\/2014-12-Life-of-Pix-free-stock-photos-hammer-man-building-tools-leeroy-300x200.jpg\" alt=\"Inspect\" width=\"300\" height=\"200\" srcset=\"https:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2016\/02\/2014-12-Life-of-Pix-free-stock-photos-hammer-man-building-tools-leeroy-300x200.jpg 300w, https:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2016\/02\/2014-12-Life-of-Pix-free-stock-photos-hammer-man-building-tools-leeroy-768x512.jpg 768w, https:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2016\/02\/2014-12-Life-of-Pix-free-stock-photos-hammer-man-building-tools-leeroy-1024x683.jpg 1024w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a>2. \u00a0Inspectors<\/strong><\/p>\n<p>Inspectors vary wildly in the quality of their work. \u00a0We have had inspectors miss obvious termite damage, poorly run electrical systems, and major foundation flaws. \u00a0You want a pro, who will be able to save you from thousands of dollars of repairs.<\/p>\n<p>As a result, you should absolutely shop around. \u00a0Get recommendations, and call their referrals. \u00a0Find the inspector\u00a0who notices\u00a0every little flaw in the home.<\/p>\n<p>In this case, you should NOT be shopping for the cheapest person (necessarily). \u00a0You want the best pro you can find, because you don&#8217;t want to be surprised later on.<\/p>\n<p><strong>3. \u00a0Title Companies<\/strong><\/p>\n<p>A title company does many crucial things. \u00a0They investigate and make sure that\u00a0the seller is actually the owner, and that there are no additional liens placed on the property. \u00a0They also help coordinate paperwork, file documents in the right places, and generally help ensure that all of the details are taken care of.<\/p>\n<p><a href=\"http:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2016\/02\/Paper.jpg\" rel=\"attachment wp-att-1867\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-1867\" src=\"http:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2016\/02\/Paper-300x200.jpg\" alt=\"Paper\" width=\"300\" height=\"200\" srcset=\"https:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2016\/02\/Paper-300x200.jpg 300w, https:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2016\/02\/Paper-768x512.jpg 768w, https:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2016\/02\/Paper-1024x683.jpg 1024w, https:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2016\/02\/Paper.jpg 1650w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a>They will also insure the title of the home, which protects you in case someone <em>else<\/em> claims to own it 10 years from now.<\/p>\n<p>Most mortgage companies and realtors will recommend a specific title company. \u00a0This can be fine, and in many cases is a good choice. \u00a0However, don&#8217;t be afraid to shop around! \u00a0Some companies are fast, accurate, and have great service. \u00a0Others will leave you frustrated. \u00a0In addition, some providers charge higher\u00a0rates for the same insurance. \u00a0Make sure you&#8217;re getting a good one!<\/p>\n<p>Many people don&#8217;t realize they can shop around for these services. \u00a0Do your homework, and be rewarded with better service, results, and prices!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Buying a house can be overwhelming. \u00a0There are dozens of essential steps, and you will have to hire multiple professionals to complete the process. \u00a0With all of the details involved, it&#8217;s very easy to throw your hands in the air, and just accept whoever your Realtor (or your uncle Bob) recommends. However, you can lose <a href=\"https:\/\/thehoneybeehomes.com\/home\/3-services-you-should-shop-around-for-when-buying-a-house\/\" class=\"read-more inline\">Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17,16],"tags":[26,8,90,9,10,89,54],"class_list":["post-1861","post","type-post","status-publish","format-standard","hentry","category-grand-rapids-mi-homes-for-sale","category-grand-rapids-mi-real-estate","tag-buy-a-house","tag-grand-rapids","tag-house-inspector","tag-kalamazoo","tag-michigan","tag-mortgage-company","tag-title-company"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>3 Services You Should Shop Around For When Buying a House | Honeybee Homes, LLC | We Buy and Sell Grand Rapids Real Estate<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thehoneybeehomes.com\/home\/3-services-you-should-shop-around-for-when-buying-a-house\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"3 Services You Should Shop Around For When Buying a House | Honeybee Homes, LLC | We Buy and Sell Grand Rapids Real Estate\" \/>\n<meta property=\"og:description\" content=\"Buying a house can be overwhelming. \u00a0There are dozens of essential steps, and you will have to hire multiple professionals to complete the process. \u00a0With all of the details involved, it&#8217;s very easy to throw your hands in the air, and just accept whoever your Realtor (or your uncle Bob) recommends. However, you can lose Read More\" \/>\n<meta property=\"og:url\" content=\"https:\/\/thehoneybeehomes.com\/home\/3-services-you-should-shop-around-for-when-buying-a-house\/\" \/>\n<meta property=\"og:site_name\" content=\"Honeybee Homes, LLC | We Buy and Sell Grand Rapids Real Estate\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/HoneybeeHomes\" \/>\n<meta property=\"article:published_time\" content=\"2016-02-29T19:43:30+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2016\/02\/Viewer-300x200.jpg\" \/>\n<meta name=\"author\" content=\"thehoneybeehomes\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@HoneybeeHomes\" \/>\n<meta name=\"twitter:site\" content=\"@HoneybeeHomes\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" 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