{"id":1354,"date":"2015-12-08T19:30:27","date_gmt":"2015-12-08T19:30:27","guid":{"rendered":"http:\/\/thehoneybeehomes.com\/home\/?p=1354"},"modified":"2015-12-08T19:30:27","modified_gmt":"2015-12-08T19:30:27","slug":"4-things-to-expect-from-a-title-company-in-grand-rapids","status":"publish","type":"post","link":"https:\/\/thehoneybeehomes.com\/home\/4-things-to-expect-from-a-title-company-in-grand-rapids\/","title":{"rendered":"4 Things to Expect from a Title Company in Grand Rapids"},"content":{"rendered":"<p><a href=\"http:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2015\/12\/Paperwork.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-1363\" src=\"http:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2015\/12\/Paperwork-200x300.jpg\" alt=\"Paperwork\" width=\"200\" height=\"300\" srcset=\"https:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2015\/12\/Paperwork-200x300.jpg 200w, https:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2015\/12\/Paperwork-683x1024.jpg 683w\" sizes=\"auto, (max-width: 200px) 100vw, 200px\" \/><\/a>Congratulations! \u00a0It&#8217;s time to close on your house! \u00a0Whether you are buying or selling, this is an exciting time. \u00a0One of your next steps is to get the agreement to a title company. \u00a0But what does a title company do in Grand Rapids? \u00a0What should you expect, and what is with all of those fees?<\/p>\n<p><strong>1. \u00a0Title Search<\/strong><\/p>\n<p>First, the title company will do a thorough search of your property&#8217;s history. \u00a0They will look for the chain of ownership, and check the transactions when the house was bought or\u00a0sold. \u00a0In addition, the company will make sure that all documents have the proper signatures in place.<\/p>\n<p>If anything is missing, the title company will tell you about it, so you can work to remedy the problem.<\/p>\n<p>They will also check for liens\u00a0on the property. \u00a0These could be from back taxes, unpaid contractor bills, or a missing signature on an old document. \u00a0In Grand Rapids and Kalamazoo, these issues will need to be fixed before you can close on the house.<!--more--><\/p>\n<p>In addition, the title company\u00a0may ask for a property survey to precisely determine\u00a0where the property lines lie. \u00a0This can be especially important\u00a0with larger properties, or those with disputed fences.<\/p>\n<p><strong><a href=\"http:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2015\/12\/Paper.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-1362\" src=\"http:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2015\/12\/Paper-300x200.jpg\" alt=\"Paper\" width=\"300\" height=\"200\" srcset=\"https:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2015\/12\/Paper-300x200.jpg 300w, https:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2015\/12\/Paper-1024x683.jpg 1024w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a>2. \u00a0Title Insurance<\/strong><\/p>\n<p>Once they are confident that the title is clear, they will issue title insurance. \u00a0This protects the home buyer and mortgage company from\u00a0disputes over home ownership.<\/p>\n<p>In short, it\u00a0allows you to be confident that you actually own the home. \u00a0If someone were to sue, and claim that they were the owner of the home after you purchased it, the title insurance would help protect you from these claims and legal fees.<\/p>\n<p>This insurance\u00a0is divided into two parts. \u00a0Lender&#8217;s insurance protects the mortgage company, and Owner&#8217;s title insurance protects the home buyer. \u00a0These have different costs, and the title company should be able to show you this clearly.<\/p>\n<p><strong>3. \u00a0Deeds and Filing<\/strong><\/p>\n<p>When a home is bought or sold, several documents need to be filed. \u00a0These include title paperwork, deeds, mortgage agreements, and more. \u00a0The title company should ensure everything gets filed with the right people.<\/p>\n<p>They will also work to get all of the right signatures on the right documents. \u00a0This can save you a lot of headache later, and is a valuable service.<\/p>\n<p><strong><a href=\"http:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2015\/12\/Communication.jpeg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-1361\" src=\"http:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2015\/12\/Communication-300x200.jpeg\" alt=\"Communication\" width=\"300\" height=\"200\" srcset=\"https:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2015\/12\/Communication-300x200.jpeg 300w, https:\/\/thehoneybeehomes.com\/home\/wp-content\/uploads\/2015\/12\/Communication-1024x683.jpeg 1024w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a>4. \u00a0Quality<\/strong><\/p>\n<p>So what should you expect from a title company in Grand Rapids? \u00a0Top-notch service.<\/p>\n<p>First, they should be responsive. \u00a0If you have questions, they should answer immediately or get back to you quickly. \u00a0A house purchase is a major life change, and they should be supportive.<\/p>\n<p>Secondly, they should be good communicators. \u00a0If you have questions on the closing documents, the title company should be able to explain it simply and clearly. \u00a0If you don&#8217;t understand their explanations, ask!<\/p>\n<p>Finally, they should be accurate. \u00a0Titles and deeds are detailed documents, and it is important that all of the wording is just right. \u00a0If you are not confident in their skills, it&#8217;s best to look elsewhere.<\/p>\n<p>Fortunately, there are many excellent title companies in Grand Rapids and Kalamazoo. \u00a0As always, get references when you can. \u00a0So proceed onward, and enjoy the process!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Congratulations! \u00a0It&#8217;s time to close on your house! \u00a0Whether you are buying or selling, this is an exciting time. \u00a0One of your next steps is to get the agreement to a title company. \u00a0But what does a title company do in Grand Rapids? \u00a0What should you expect, and what is with all of those fees? <a href=\"https:\/\/thehoneybeehomes.com\/home\/4-things-to-expect-from-a-title-company-in-grand-rapids\/\" class=\"read-more inline\">Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17,16],"tags":[8,54],"class_list":["post-1354","post","type-post","status-publish","format-standard","hentry","category-grand-rapids-mi-homes-for-sale","category-grand-rapids-mi-real-estate","tag-grand-rapids","tag-title-company"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>4 Things to Expect from a Title Company in Grand Rapids | Honeybee Homes, LLC | We Buy and Sell Grand Rapids Real Estate<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thehoneybeehomes.com\/home\/4-things-to-expect-from-a-title-company-in-grand-rapids\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"4 Things to Expect from a Title Company in Grand Rapids | Honeybee Homes, LLC | We Buy and Sell Grand Rapids Real Estate\" \/>\n<meta property=\"og:description\" content=\"Congratulations! \u00a0It&#8217;s time to close on your house! \u00a0Whether you are buying or selling, this is an exciting time. \u00a0One of your next steps is to get the agreement to a title company. \u00a0But what does a title company do in Grand Rapids? 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